Terms of Use

Acceptance of Terms

By accessing or using cookapay (the "Website"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree with these Terms, please do not use the Website. These Terms apply to all visitors, users, and others who access the Website.

Use of the Website

You agree to use the Website only for lawful purposes and in accordance with these Terms. You are prohibited from:

• Using the Website in any way that violates applicable laws or regulations.
• Engaging in unauthorized access to or interference with the Website's systems or networks.
• Posting or transmitting harmful, offensive, or unlawful content.
• Using automated systems, including bots or scripts, to access or collect data from the Website without our permission.

Account Responsibilities

If you create an account on the Website, you are responsible for:

• Providing accurate and complete information during registration.
• Maintaining the confidentiality of your account credentials.
• Notifying us immediately of any unauthorized use of your account.

We reserve the right to suspend or terminate your account if you violate these Terms.

Intellectual Property

All content on the Website, including text, graphics, logos, and software, is the property of cookapay or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or create derivative works from any content without our prior written consent.

User Content

If you submit content to the Website, including comments, reviews, or uploads, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display that content in connection with the Website. You represent that you own or have the necessary rights to submit such content.

Disclaimers

The Website is provided on an "as-is" and "as-available" basis. We make no warranties, express or implied, regarding the Website's availability, accuracy, or fitness for a particular purpose. We do not guarantee that the Website will be free of errors, viruses, or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, cookapay and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Website or inability to access it, even if we have been advised of the possibility of such damages.

Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion, without notice, for any reason, including violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Hong Kong. Any disputes arising from these Terms or your use of the Website shall be resolved exclusively in the courts of Hong Kong.

Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last Updated" date. Your continued use of the Website after such changes constitutes your acceptance of the revised Terms.